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Microsoft Access 365 & SQL Server Database Apps Sep 25, 2026

Non-Banking Financial Institutions Deposit & Loan System in Microsoft Access Database

Automated interest calculation engine, deposit tracking, and loan schedule management suite built in Microsoft Access database for financial stability and precision.


Client Context: Custom-engineered for Brett Asset Finance (owned by Mr. Conor Brett). Originally commissioned via Guru by first manager Niall O'Niel in August 2015, DataCore Systems provided active development, operational enhancements, and continuous database support from 2015 through 2023, generating a total project value of $17,625 USD.

Non-Banking Financial Institutions Deposit & Loan System in Microsoft Access Database

Executive Summary

Financial institutions demand zero-tolerance accuracy in compounding interest calculations, payment schedules, and ledger reconciliation. DataCore Systems engineered this financial engine in Microsoft Access database to process daily accruals and manage complex loan portfolios. We initially developed this banking system in 2015 in Microsoft Access 2010 and later upgraded it to Office 365.

Niall O'Niel (Niall 4)

First Manager, Brett Asset Finance

"Momtaz is very communicative, very helpful, and highly skilled. He has completed our lending management database successfully. Will recommend him to all."
Verified Guru Job: #1149516 Review Date: Jan 25, 2016

Core System Features

Automated Interest Calculation

Precision algorithms handling tiered interest rates, compounding cycles, and penalty tracking.

Amortization Schedules

Dynamic generation of EMI schedules with real-time recalculation on partial prepayments.

Technologies & Architecture

Microsoft Access VBA for Automation SQL Python

Security & Audit Compliance

Built with double-entry accounting integrity, immutable ledger transaction logs, and real-time end-of-day (EOD) financial balancing.

System Outcomes

100%
Calculation Precision
< 1 sec
EOD Batch Processing
Full
Audit Trail Logging

Microsoft Access Database Services

DataCore Systems provides the following Microsoft Access database services since 2005:

  • MS Access front-end with MS Access backend
  • MS Access front-end with SQL Server backend
  • MS Access front-end with MySQL backend
  • MS Access front-end with Excel backend
  • SQL Server & Cloud Database Migration (Upsizing)
  • Access-to-Web & Local-First Web App Porting
  • Upgrade database to the latest version
  • Troubleshoot & repair corrupted databases
  • Query & Performance Optimization
  • Multi-User Network Setup & Security (LAN/VPN)
  • API & Third-Party System Integrations
  • Add new features to your existing database

Need Custom Database Architecture?

Modernize complex financial calculations and loan portfolio tracking with secure, automated database solutions.

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